Axis Bank Credit Cards To Look For In 2024

Axis Bank Credit Cards

Feeling like your wallet is a cluttered collection of plastic that never quite fits your needs? When it comes to credit cards, a “one size fits all” approach just doesn’t work. Axis Bank, a leading credit card issuer in India, recognizes this. They offer a diverse range of credit cards, each designed to complement your unique spending habits. Whether you’re a travel guru, a shopping enthusiast, or a movie buff, there’s an Axis Bank credit card waiting to become your perfect financial partner. But with so many options, where do you even start?

personal loan

This blog is your one-stop guide to navigating the exciting world of Axis Bank credit cards. We’ll delve into the different types available, explore the eligibility criteria, and outline the documents you’ll need to apply. With this information, you’ll be cruising towards finding the perfect credit card match!

Axis bank credit card

8 Benefits of Axis Bank Credit Cards

1. Enhanced Purchase Limits: Benefit from higher spending limits on your credit card.

2. Rewards Program: Accumulate points with over 500 rewards available through Axis Bank’s EDGE Loyalty program.

3. Exclusive Privileges: Enjoy world-class benefits and unlimited discounts at a wide range of merchant outlets.

4. Cashback Options: Earn cashback on various purchases.

5. Advanced Security: Each card is equipped with an embedded EMV chip for superior security.

6. Special Discounts: Receive exclusive discounts on dining, shopping, and e-commerce transactions.

7. Travel Perks: Obtain airline vouchers and gain VIP lounge access at airports.

8. Customization: Design your credit card with the MyDesign feature to reflect your personal style.

Also, Read: HDFC Credit Cards And Their Benefits

Types Of Axis Bank Credit Card:

Axis Bank boasts a credit card portfolio that caters to a variety of spending personalities. Here’s a glimpse into some popular categories:

NEO Credit Card

Best For: Dining, Movies, Shopping

  • Enjoy up to ₹120 off twice monthly on Zomato.
  • Save 5% on utility payments through AmazonPay.
  • Get 10% off on entertainment with BookMyShow and BlinkIt.
  • No Joining Fee; No Annual Fee (Special Lifetime Offer).


Best For: Dining

  • Earn 5% cashback on Google Pay for bills and recharges.
  • Receive 4% cashback on Swiggy, Zomato, and Ola.
  • Additional 1.5% cashback on other expenditures.
  • 4 complimentary domestic airport lounge visits.
  • Enjoy a 1% fuel surcharge waiver.
  • No Joining Fee (Special Offer).


Best For: Shopping

  • ₹600 welcome benefits.
  • Unlimited cashbacks from Flipkart and more.
  • 4 complimentary lounge visits per year.
  • Joining Fee: ₹500; Annual Fee: ₹500.


Best For: Fuel, Movies, Shopping, Dining

  • Free one-year SonyLiv Premium subscription worth ₹999.
  • Flat ₹120 off twice monthly at Swiggy.
  • Enjoy 4 airport lounge visits annually.
  • Joining Fee: ₹500; Annual Fee: ₹500.


Best For: Dining

  • ₹500 Amazon eVoucher on first card transaction.
  • 25% cashback on Airtel services and DTH.
  • 10% cashback on BigBasket, Zomato, and Swiggy.
  • 4 complimentary airport lounge visits.
  • Enjoy a 1% fuel surcharge waiver.
  • Joining Fee: ₹500; Annual Fee: ₹500.

These are just a few examples – Axis Bank has a card for practically every spending preference. If you are interested in more, check out their website.

Also, Read: Apply For an ICICI Credit Card In 2024!

Eligibility Criteria for Axis Bank Credit Card:

  • Credit Review: Eligibility may be influenced by your credit score and history. Axis Bank holds the discretion to approve or deny credit card applications. 
  • Age Range: Applicants must be between 18 and 70 years old.
  • Income: Varies by the type of credit card selected.
  • Residency: Must be either a resident or non-resident of India.

Required Documentation for Axis Bank Credit Card:

  • Proof of Age and Residency: Valid documents include PAN card, Aadhaar card, passport, or driver’s license.
  • Proof of Income: Submit either salary slips or income tax returns.

How To Apply For Axis Bank Credit Card Online?

The process of applying for an Axis Bank credit card is easy. Follow the below-mentioned steps:

Step 1: Go to the Axis Bank website.

Step 2: Enter your mobile number, PAN card number, PINcode, and your annual income.

Step 3: Select the card you are interested in.

Step 4: Enter the OTP sent to your phone number.

Step 5: Enter your personal details asked.

Step 6: Once your details are verified, you will receive your desired Axis Bank Credit card!

With the right Axis Bank credit card, you can unlock a world of rewards, discounts, and travel benefits tailored to your lifestyle. This blog has hopefully given you a clear roadmap to navigate the exciting world of Axis Bank credit cards. Remember, explore the various options, choose the card that best suits your needs, and get ready to unlock a world of financial freedom! 

Don’t forget to leave a comment below and tell us which Axis Bank credit card caught your eye!

Also Read: What is CIBIL Score and Why It Matters


1. What is the Minimum Income Required to Qualify for An Axis Bank Credit Card?

The minimum income needed to qualify for an Axis Bank credit card varies depending on the specific card type.

2. How are Reward Points Managed for Axis Bank Add-On Cards?

Reward points earned on add-on cards are consolidated and accessible through the primary card account.

3. Can Axis Bank Credit Cards be used Internationally?

Yes, Axis Bank credit cards are recognized and accepted globally. Please refer to your credit card documentation for any specific terms and conditions related to international usage.


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